End-to-end encrypted

Household budgeting, privately.

Envelope buckets for you and your partner. Your numbers never leave your device in plain text — not to us, not to anyone.

Budgeting that respects your privacy

Most finance apps ask you to trust them with your most sensitive data. Buckets is built so you never have to.

Private by design

Your data is encrypted in your browser with AES-GCM before it ever reaches our servers. We hold only ciphertext — we cannot read your numbers.

Built for two

Invite your partner with a single code. Both of you decrypt the same household vault from your own devices, with no shared passwords.

Envelope buckets

Set savings goals or ongoing expense envelopes. Allocate money, track progress, and split buckets by member — all in one place.

How it works

Set up in minutes. No bank linking, no open banking, no data brokers.

01

Create your household

Sign up with your email and a password. Your password stays on your device — it never reaches our servers.

02

Invite your partner

Share the invite code from settings. Your partner joins and instantly has access to the shared household vault.

03

Start bucketing

Add accounts, set up income and costs, create buckets for your savings goals, and record transactions together.

Everything you need, nothing you don't

Focused on the core workflow of a shared household budget — no bloat, no subscription tiers.

Multiple accounts

Track shared and personal accounts. See balances and unallocated funds at a glance.

Four transaction types

Deposit, allocate to buckets, record a spend, or transfer between buckets — all from one screen.

Monthly budget profiles

Set income sources, shared household costs, and personal spending allowances for each month.

History & trends

Browse all past transactions with monthly summaries and charts. Filter by type, member, or account.

Invite codes

Share a single 8-character code to add a partner. Revoke access any time from settings.

Account recovery

Set up a recovery key so you can regain access if you forget your password — without us ever seeing your data.

We can't read your budget

Your data is encrypted client-side before it leaves your device. Even if someone gained access to our database, they would see only scrambled ciphertext — not your numbers.

Read the privacy policy →

Start your household budget today

Free to use. End-to-end encrypted. No bank logins required.